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Fintech Software Development Company

Innovative FinTech Solutions for Digital Banking & Payments

We help fintech startups and enterprises accelerate digital transformation with secure, scalable solutions powered by AI, blockchain, custom software, and cloud-native DevOps.

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Let’s Build the Future of Finance Together
Whether you're in stealth mode or scaling fast, Seaflux accelerates your digital finance vision with expert custom financial software development and fintech engineering.

Fintech Technology Services We Provide

Digital Payment Solutions
Digital Payment Solutions
Secure, scalable payment platforms for mobile and web, including gateways, BNPL systems, mobile banking app development, and multi-currency wallets.
Blockchain & Smart Contract Development
Blockchain & Smart Contract Development
Create transparent blockchain workflows for payments, KYC, and DeFi with smart contract development services and blockchain fintech solutions for secure automation.
Mobile & Web Financial Applications
Mobile & Web Financial Applications
User-centric apps for banking, investment, and personal finance across iOS, Android, and web, including P2P payment app solutions for instant transfers.
AI-Powered Financial Analytics & Data Engineering
AI-Powered Financial Analytics & Data Engineering
Predict customer behavior, assess credit risks, and detect fraud using AI in Fintech and advanced analytics pipelines built on scalable cloud infrastructure.
Custom Fintech Application Development
Custom Fintech Application Development
From neobank apps to lending management platforms, we build secure, scalable, AI credit scoring enabled, digital wallet app development, and regulation-ready custom fintech software for startups and enterprises.
Cloud-Native Architecture & Migration
Cloud-Native Architecture & Migration
Modernize legacy infrastructure with cloud-native systems that ensure data integrity, scalability, and operational efficiency.
Regulatory & Compliance Enablement
Regulatory & Compliance Enablement
We integrate real-time reporting, data masking, and audit trail tools to support KYC, AML, PCI-DSS, and other compliance standards.

Why Choose Seaflux as Your Fintech App Development Partner?

Modern financial institutions must navigate fast-changing consumer habits, data security concerns, compliance pressures, and a fiercely competitive market. Seaflux enables you to rise above these challenges with scalable digital solutions tailored for your use case.

AWS Certified Expertise
Leverage our AWS Partner status for highly secure, compliant fintech systems.
Cross-Platform Conversational AI
Deploy AI chatbots and generative AI for financial services to automate support, onboarding, KYC, and decisions.
Blockchain & Crypto-Tailored Solutions
From digital wallets to DeFi platform development and trading platforms, we deliver fintech-grade decentralized apps.
End-to-End Digital Services
Our full-stack teams support agile fintech launches from strategy to DevOps, including specialized lending platform development.

Your Fintech Software Development Partner?

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Deep understanding of financial services domain
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Proven experience in AI, cloud, blockchain, and DevOps
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Agile teams focused on compliance, speed, and security
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Strong engagement model with dedicated nearshore teams
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Transparent project management and continuous delivery
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Key Fintech Challenges: Solved with Tech

Regulatory Compliance
Regulatory Compliance
Built-in support for KYC, AML, PSD2
PCI-DSS with real-time audit logging
Navigate complex regulations while maintaining data privacy
Security
Trust & Security
Trust & Security
Secure infrastructure, strong encryption
Validated blockchain workflows.
AI fraud detection to ensure transparency.
Security, and customer trust
Operational Efficiency
Operational Efficiency
Automation of repetitive workflows like payments.
Reconciliation, and fraud checks
Streamline processes such as payment processing and lending.
Financial reporting for maximum efficiency.
Rapid Innovation
Rapid Innovation
Agile delivery models and MVP ramp-up enable quick market foothold
Stay ahead by adopting new technologies
Responding to evolving market demands.
Stay ahead
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Who We Help?

Whether you're launching a new MVP or scaling a platform, we align with your growth goals. Offering custom fintech development services

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Digital-First Banks & Neobanks
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WealthTech & Robo-Advisory Startups
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Lending & Credit Scoring Platforms
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BNPL & Payment Gateway Providers
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InsurTech & RegTech Firms
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Crypto & Blockchain Ventures
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How We Work: Agile, Secure, Scalable

Partner with a fintech team experienced in scalable architecture, data privacy, and compliance-first delivery, Seaflux empowers you to scale rapidly in the U.S. and global markets.

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Discovery & Strategy
checkDeep dive into your fintech use case and compliance framework.
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Architecture & Design
checkCreate modular architecture using AI/Blockchain/Cloud.
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Development & Integration
checkBuild fintech apps with REST APIs
checkEmbedded analytics, and microservices
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Deployment & DevOps
checkCI/CD pipelines
checkAutomated scaling and Cloud resilience
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Support & Optimization
checkManaged operations
checkPerformance tuning and feature enhancements
Ready to take the first step?
Our finance transformation approach begins with a comprehensive assessment of your current fintech technology stack, identifying opportunities for modernization while minimizing disruption to daily operations. We implement industry best practices for fintech applications and infrastructure to ensure your applications systems are resilient, scalable, and cost-effective.

our process: from idea to implementation

Assessment & Consultation
Assessment & Consultation

We analyze your current operations, identify key pain points, and develop a strategic technology roadmap tailored to your specific finance challenges.

Custom Development & Testing
Custom Development & Testing

Our experts build and test solutions, including digital banking software, payment gateway development, mobile wallets, and other fintech applications, to ensure seamless performance.

Implementation & Support
Implementation & Support

We provide comprehensive training for your team and deliver ongoing technical support to ensure your fintech technology continues to deliver optimal results.

Assessment & ConsultationCustom Development & TestingImplementation & Support

Built-in Scalability for Changing Needs

Our custom solutions grows with your business, adapting to market shifts and operational changes. The modular architecture allows you to add features incrementally, including AI-based fintech fraud detection, preventing future bottlenecks and ensuring your fintech applications infrastructure never constrains your business potential.

Foundation
Foundation
Start with core capabilities
Expansion
Expansion
Add modules as you grow
Enterprise
Enterprise
Full-scale integrated solutions

Our Business Model

Fixed Cost Project Model
Fixed Cost Project Model
Time and material pricing is a method of billing the project owner based on hourly labor costs and the price of materials used. Usually, hourly rates, costs for using equipment, markups for any subcontractors, and materials are agreed upon ahead of time.

Dedicated Desk

7 hour usage of our team

Project manager supporter

Latest tools

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Time & Material Model
Time & Material Model
Our clients can hire developers on hourly, part time, and full time basis as per the business preference. By opting for hiring developers’ models, customers can shorten development cycles and save infrastructure cost.
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Dedicated Team Model
Dedicated Team Model
Our clients can hire developers on hourly, part time, and full time basis as per the business preference. By opting for hiring developers’ models, customers can shorten development cycles and save infrastructure cost.
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technologies we work with

Javascript
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Vuejs
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ReactJS
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Angular
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NextJS
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Three
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GraphQL
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Bootstrap
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SUCCESS STORIES & CASE STUDIES

Optimize Costs with an Advanced Expense Management System and Predictive Analytics
Domain: FinTech

Optimize costs with expense management software. Automate expense reporting, track spending, and use predictive analytics for finance and financial automation.

Technologies Stack
Node.js
Angular
Power BI
MySQL
AWS
Boost business advantage: Reduce costs and gain competitive edge with predictive analytics
AI-powered Email Automation: Automatically Categorize, Sort and Organize Your Inbox
Domain: FinTech

Enhance productivity with AI for emails categorization, automate sorting, and improve email marketing with AI email automation and filtering services.

Technologies Stack
Python
NLP
pandas
TensorFlow
Keras
NLP and ML-powered email sorting pipeline categorizing raw emails based on departments for streamlined organization
Decentralized Finance Platform for Tokenized Assets and Security Offerings
Domain: FinTech

Explore a decentralized finance platform for tokenized assets, security token offerings, smart contract automation, and blockchain for fintech solutions

Technologies Stack
Node.js
MySQL
GCP
EOS.IO
Blockchain-powered secondary market showcasing token trading and security token offering (STO), revolutionizing digital asset exchange and investment
AI-Powered SaaS Insurance Platform for Easy Quote Comparison and Online Buying
Domain: FinTech

Compare insurance quotes instantly and buy insurance online with our AI SaaS platform for fast onboarding, smart policy recommendations, and clear pricing.

Technologies Stack
Node.js
Dialogflow CX
Python
MongoDB
MongoDB
Redux
Illustration of smart online insurance purchasing platform, highlighting convenience and efficiency of buying policies digitally
Explore Our Work

Efficiency that drives savings

15%
Cost Savings

Average reduction in costs

35%
Operational Efficiency

Typical improvement in financial operations productivity

46%
Downtime Reduction

Decrease in operational disruptions through predictive maintenance

Quicker ROAS

For comprehensive fintech technology solutions implementation

Cost SavingsOperational EfficiencyDowntime Reduction Quicker ROAS

Our Clients

We understand that your success is our success, and that's why we are dedicated to providing you with top-quality service and software solutions.

"Thank you guys so much for your hard work! Overall feedback was very positive especially given such a short timeframe to enable these events in a production environment and get the apps approved in App and Play Store. They said the app was very responsive especially with the scanning and UI looks good. We do have more work to do, but it was definitely a successful MLP1 launch!"
Mohammad Hassan, Co-Founder
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"The Seaflux team helped me successfully launch a complex Web3 MVP. They quickly broke tasks into achievable milestones and delivered everything from core features to advanced functionality. Their approach was transparent, pragmatic, and focused on meeting real business needs."
Sarah Johnson, CEO
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"Seaflux effectively optimized my AWS hosting, implementing cost optimization measures promptly. I'm confident his changes will reduce expenses going forward. Thanks again!"
Prateek Kapoor, Founder
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Jay & Dharmik at Seaflux are first class operators and a pleasure to work with. 100% recommend.
Robert Francis, Product VP
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"Very efficient and nice work done! They are experts when it comes to DevOps. Highly recommended."
Kim Li, CIO
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"Seaflux was an invaluable asset to our team. His expertise in cloud technology along with his ability to write lines of codes has significantly streamlined our development and deployment processes. His ability to automate tasks and troubleshoot complex issues has greatly improved our team's efficiency and productivity. We are truly fortunate to have them on board"
Michael Chen, CTO
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"There's nothing to improve. Jay is an extremely professional developer with top quality communication skills. We are delighted to collaborate with Seaflux, and would not hesitate to grow our collaboration in case an opportunity arises."
Lisa Rodriguez, Operations Director
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Ready to Transform Your Finance?

Our team of industry experts brings over 15 years of experience in financial technology implementation. Accelerate your fintech innovation with scalable, secure, and intelligence-driven software from Seaflux Technologies. Book your free consultation today and discover how custom solutions can transform your operations.

Expert Consultation
Expert Consultation
Free strategic assessment with our specialists
Customized Roadmap
Customized Roadmap
Tailored technology plan for your specific challenges
Ongoing Partnership
Ongoing Partnership
15+ years of fintech solutions expertise at your service

Contact Us

Start Your Fintech Transformation

Let's innovate together and create a fintech technology solution that propels your business forward. Our team is ready to help you navigate the complexities of modern fintech applications.

Connect With Us

+1(737)260-0151

Frequently Asked Questions (FAQ): Get the Answers You Need